Management Consulting

After a challenging restructuring, a company sought to reduce its dependence on traditional banks for financing. Aon assisted by structuring and negotiating a tailored factoring agreement that provided the company with additional liquidity while facilitating the return of customer receivables. This strategic move allowed the company to gain financial independence from credit institutions. In another case, a start-up required a flexible source of working capital that would grow with its revenue. Aon conducted an analysis of the company's operational processes to align them with a suitable factoring solution. As a result, the start-up successfully partnered with a reputable factor, enabling it to process ten times its initial annual revenue through factoring in its second year, following a modest first-year revenue in the single-digit millions. Additionally, a family-owned medium-sized enterprise aimed to increase its equity ratio by up to 10 percentage points after a significant investment phase. Aon identified a sellable receivables volume in the double-digit millions and implemented a factoring solution that effectively reduced the balance sheet total, thereby enhancing the company's equity ratio to its satisfaction. Aon’s comprehensive support in factoring, credit insurance, and banking markets, combined with its extensive network of factoring companies, ensures clients benefit from streamlined processes, tailored solutions, and often superior terms in structure and pricing. This holistic approach also allows Aon to integrate appropriate insurance coverage with factoring services, optimizing the financial strategy for its clients.