Investment & Fund Management

Yumeko, a social enterprise based in Amsterdam, faced significant challenges in scaling its operations while maintaining its commitment to sustainable and ethical practices in the bedding industry. The company, which uses ecological and fair-trade materials such as organic cotton, wool, linen, and tencel, aimed to promote a more sustainable form of agriculture that is socially responsible. However, as Yumeko sought to expand its business by opening a physical store and enabling Pan-European online sales, it encountered cash flow issues that threatened its growth.

To address these financial challenges, Yumeko secured an EU-guaranteed loan from Triodos Bank under the EU’s Investment Plan for Europe. This funding was crucial for the company to finance its scale-up efforts, allowing it to extend its product collection with new colors and fabrics. As a result of this financial support, Yumeko was able to increase the quantity of cotton sourced, thereby enhancing its positive impact on farmer welfare. The company now supports nearly 300 farmer families, which translates to around 15 complete rural farmer villages, significantly improving their yearly income from cotton production.

The tailored solution provided by the EU-guaranteed loan not only facilitated Yumeko's growth but also ensured that the company continued to produce high-quality bedding products. The combination of soft, luxurious products and a commitment to sustainability has fostered customer loyalty, with many returning for repeat purchases. Yumeko's ongoing mission is to strive for even better, more beautiful, and greener products, reflecting its dedication to both quality and ethical practices in the industry.